Look out of your living room window. Is your car parked in the street, or on your drive?
If so, you are probably paying to insure your car, even though you are not driving it.
In fact, many cars spend more than 90% of their time entirely static.
In times gone by that was tough luck for policy holders.
But now there are providers who can save you money if you don’t drive every day.
Indeed new technology – “insuretech” as it is called – is starting to make insurance cheaper on everything from bicycles to golf clubs, jewellery to musical instruments.
Pay by the mile
One method of saving money is to pay by the mile.
John Leahy runs a record label in north London, and takes the Tube to work. As a result he drives only about 4,000 miles a year.
Rather than pay an annual premium upfront, he has a policy that is effectively pay-as-you-go.
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Getting On ‘The Right Road’
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