We all know how expensive driving can be and therefore any way to keep costs to a minimum should get a very high priority.
The team at Surrey Driving Force is passionate about teaching people to drive and do not want future costs to play a role in any decisions about whether to learn how to drive or not. As such we have devised a list of the top 4 things that can be done to help keep to a insurance costs to a minimum.
No. 1 – Choose Wisely When Looking For a Car
Whilst not always viewed as being ‘cool’, safety and efficiency should be the words of the day for any new driver looking to buy their first car. The cost of car insurance is as important as the cost of the car itself in the buying process and if you are a newly qualified driver (especially if you are young), it is very important that you lean away from anything too powerful and too fast and towards something that will prove to be cheap to insure.
No. 2 – Continue Your Driving Tuition
Additional driving qualifications such as the Pass Plus have been designed to enhance the driving skills and experience of newly qualified drivers and possession of this qualification will be reflected in the insurance premiums of anyone submitting an application.
A variety of advanced driving courses are open to all fully licensed drivers and are recognised by many big name insurers, with discounts available to those that have passed.
No. 3 – Max Out Your Insurance Excess
We understand that there is a definite school of thought which claims that you should always keep insurance excess levels to their lowest possible level but did you know that increasing the amount will reduce your overall premium?
An increase to £500 may be more than many young drivers can afford, but bumping up the excess from £100 to £250 could prove more manageable.
No. 4 – Avoid Vehicle Modifications
Car modifications are a huge favourite with young drivers, but are almost guaranteed to increase insurance premiums. Think about whether you really need new alloys, an extra exhaust, or an expensive body kit.
By following these tips, you will give yourself the best possible chance to keep insurance premiums down to a minimum.
If you would like any further details regarding the driving tuition available from Surrey Driving Force, please give us a call on 0845 190 2012 & we’ll be happy to answer any of your questions.