A New Addition To The Roads!

“DRIVE-thru” banking could arrive in UK next year as major banks are in talks to replace local branches with high-tech virtual banks with video tellers.

Once introduced banking customers would be able to open a bank account, ask for an overdraft, or even apply for a mortgage from the comfort of their own vehicle.

Financial technology NCR told the Daily Telegraph it is holding discussions with big banks which are considering installing advanced “bank in a box” ATM machines, as well as drive-thru banking as early as 2018.

Drive-thru banks already exist in France, Germany and the US where they are relatively commonplace.

Local bank branches in the UK are closing at a rapid rate with 2017 set to be a record year in terms of the number of branches closing. Over the past two years, 1,046 branches have been shut across the country.

The hope is that they could be replaced by hi-tech replacement technology which offer the same services to customers but can be run more cheaply.

NCR’s “bank in a box” stations allow customers to swipe, pinch and zoom in on a colourful 19-inch screen, just like on a tablet.

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